Investment Calculator
Project the future value of an investment with periodic contributions.
Investment Calculator
Project the future value of an initial investment with regular monthly contributions.
Future value
Total contributed
Investment gains
Return on investment
Contributions vs. growth
Enter your details and press Calculate to see an instant breakdown.
How the investment calculator works
This tool combines two formulas: compound interest on your initial lump sum plus the future value of an annuity for your regular monthly contributions.
- FV — future value
- P — initial principal
- PMT — monthly contribution
- r — monthly interest rate (annual ÷ 12)
- n — total number of months
Example: $10,000 invested with $500 monthly contributions at 7% annual return for 20 years grows to approximately $273,000.
Use it to: project portfolio growth, compare investment strategies, or see the impact of increasing your monthly contributions.