Retirement Calculator
Plan how much to save for a comfortable retirement.
Retirement Calculator
Project your retirement savings from your current balance and regular contributions.
Projected retirement savings
Total contributed
Investment growth
Return on investment
Contributions vs. growth
Enter your details and press Calculate to see an instant breakdown.
How the retirement calculator works
This tool projects the future value of your current savings compounded over time, plus the future value of your monthly contributions as an annuity.
- FV — future retirement balance
- C — current savings balance
- PMT — monthly contribution
- r — monthly interest rate (annual ÷ 12)
- n — total number of months
Example: $100,000 in current savings with $1,000 monthly contributions at 7% annual return for 25 years grows to approximately $1.26 million.
Use it to: estimate your nest egg, plan contribution increases, or determine if you're on track for retirement.